What's left after royalties take their cut?

Most franchise calculators miss half the costs. This one was built by an operator who operated a franchise end to end and saw exactly what gets missed when nobody shows the full picture. Every cost category below came from a real P&L.

Revenue

What the franchise says you'll make (or your actual numbers)

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Franchise Fees

These are in your FDD - Items 5, 6, and 7. Don't skip any.

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Occupancy Costs

If rent eats more than 15% of revenue, that's a red flag.

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Labor Costs

Wages are only part of it. Payroll taxes, processing, and training add 15-25% more.

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Operating Costs

Day-to-day costs of running the business.

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Financial Costs - The Silent Killers

Invisible until they drain your bank account. Most franchise buyers forget ALL of them.

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What You Need to Live

A franchise that can't pay you isn't a business - it's an expensive job that charges you for showing up.

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$0
Estimated Annual Owner Take-Home
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Net Profit Margin
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Total Franchise Fees
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Total All Costs

Financial Health Check

These ratios flag the exact problems that sink franchise owners. Green = healthy. Yellow = watch closely. Red = serious risk.

Complete Cost Breakdown

Break-Even Analysis

Assessment

Questions to Ask the Franchisor Based on Your Numbers

    Ready for the Next Step? Run the Free Diagnostics.

    The calculators tell you what a deal costs. The two free diagnostics tell you whether you should be in the deal at all. The Fit Assessment scores whether franchising fits you. The Red Flag Scanner pressure-tests the deal in front of you. Each one ends with a full personalized AI report.

    Start the Free Diagnostic

    More tools for your due diligence

    Take the Red Flag Quiz - 10 quick questions, instant risk score for your deal. Not sure if franchising fits you at all? Take the Franchise Fit Assessment.

    Disclaimer: This tool is for educational and informational purposes only. It does not constitute legal, financial, or investment advice. Results are estimates based on the inputs you provide and general industry data. Always consult with a qualified franchise attorney and certified public accountant before making any franchise investment decision. Franchise Caliber is not a law firm, accounting firm, or registered investment advisor.